ORIX through Commercial Vehicle Finance, offers loans, as well as, lease options. The finance alternatives are available for commercial or business purposes for an entire range of vehicles starting from a small 1.5-ton truck to a heavy one of 49 tonnes GVW (Gross Vehicle Weight). With such a wide range of vehicles, you can either commence your own transportation company or expand your existing fleet. We also cater to Educational Institutions and other Captive Customers for their Commercial Vehicle Loan requirements. We hold the status of a preferred financier’s with the leading manufacturers of trucks, buses, tippers, and light commercial vehicles, which further smoothens the buying process for our customers.

ORIX offers you a boutique of products suiting your requirements, which includes:

  • Purchase of new, as well as, used Commercial Vehicle
  • Refinance on existing fleet
  • Top up Loan on running loans
  • Insurance funding

We are the pioneers of Commercial Vehicle Lease in the Indian market. Leasing allows fleet operators to obtain vehicles without any upfront costs and credit constraints of ownership. Leasing also reduces the need for down payment and allows the fleet operator to expense the cost of the vehicle monthly rather than carry its liability on their balance sheet. That means higher saving on taxes & more credit flexibility so the fleet operators can put their capital elsewhere.

Our Finance Lease solution for Commercial Vehicles offers you full use of the vehicle, and provides a hassle-free way to operate a commercial vehicle while charging the payments against taxable profits. As only a first rental & refundable small deposit is required to start an ORIX Finance Lease, it is an ideal way to expand your business without reducing your capital. ORIX retains legal ownership for the duration of the lease, and you make fixed payments in order to ease cash flow and simplify budgeting.

Our Operating Lease solution is another way to get worry free financing for your Commercial Vehicle requirements. You don’t need to worry about any depreciation risks or disposal risks. Monthly rental payments paid are booked as expense.

Following are the salient features of leasing solutions:

  • Up to 100% finance at On Road Cost
  • Flexible repayment & end term options
  • Long Tenure Funding
  • Off Balance sheet Treatment
  • Tax benefits on entire lease rental


Get funding for new or used vehicles and top-up on existing loans and working capital loans to keep your business bundled with benefits like:

Fast Processing
Greater Flexibility
Preferred Financier Status with CV OEMs
Competitive Rates
Dedicated Team Support
Customised Financing